Disclaimer

Warnvo and ShieldEngine™ provide informational analysis only. Please read this disclaimer carefully before using our services.

Not a Law Firm

Warnvo is a technology company, not a law firm. We do not provide legal advice, legal representation, or legal services of any kind. Nothing on this platform — including any analysis, report, dispute letter, or recommendation generated by ShieldEngine™ — constitutes legal advice or creates an attorney-client relationship.

If you need legal advice specific to your situation, you should consult a licensed attorney in your jurisdiction.

Results Are Informational Only

ShieldEngine™ analyzes documents and identifies potential violations of consumer protection laws, billing regulations, and industry standards. The results of any analysis are provided for informational and educational purposes only. They are not a guarantee of any particular outcome, refund, settlement, or legal result.

Warnvo makes no representations or warranties regarding the accuracy, completeness, or applicability of any analysis to your specific circumstances. Laws vary by jurisdiction and change over time. Always verify information with a qualified professional before taking action.

No Guarantee of Results

Using Warnvo does not guarantee that you will receive a refund, win a dispute, or achieve any particular outcome. The success of any dispute or complaint depends on many factors outside our control, including the policies of the business involved, applicable law, and the specific facts of your situation.

Dispute letters generated by ShieldEngine™ are starting points for your own review and customization. You are responsible for reviewing any letter before sending it and ensuring it accurately reflects your situation.

Third-Party Laws and Regulations

ShieldEngine™ references federal and state consumer protection laws including, but not limited to, the FTC Act, FDCPA, FCRA, TILA, No Surprises Act, and various state statutes. These references are provided for informational context only. Warnvo does not guarantee that any cited law applies to your specific situation or that the cited provision has not been amended, repealed, or interpreted differently by courts in your jurisdiction.

Limitation of Liability

To the fullest extent permitted by applicable law, Warnvo, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the platform, including reliance on any analysis, report, or letter generated by ShieldEngine™.

Your use of Warnvo is at your own risk. The platform is provided "as is" and "as available" without warranties of any kind, express or implied.

Questions?

If you have questions about this disclaimer or how ShieldEngine™ works, we're happy to explain.