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Small Business Owners

Your vendors are
overcharging you. We prove it.

Vendor invoices, payroll processor fees, merchant surcharges, and SaaS auto-renewals quietly drain your margins every month. ShieldEngine™ audits every line item against your contracts and flags every overcharge — with the documentation to get your money back.

Business Invoice Audit

Vendor & payroll review — Q4

IT vendor overbilled — contract rate exceeded
$1,840
Payroll processor admin fee above disclosed rate
$620
Office supply auto-renewal — unused tier
$480
Standard SaaS subscription (within contract)
$299
Merchant processing surcharge above Visa limit
$910

$3,850 in disputable charges identified

The Problem

What you're dealing with every day

The billing fraud and overcharge patterns that cost your clients money — and your practice time.

Vendor invoice overcharges

IT vendors, office suppliers, and service contractors routinely bill above contract rates — counting on the fact that small business owners don't have time to audit every line item.

Payroll processor fee abuse

ADP, Gusto, Paychex, and similar processors charge admin fees, per-run fees, and year-end filing fees that frequently exceed the rates disclosed in your original agreement.

Merchant processing surcharges

Card networks cap surcharges at 3%, but many processors charge more — or add undisclosed fees that push your effective rate well above what you agreed to.

SaaS auto-renewal traps

Software subscriptions auto-renew at higher rates, add seats you didn't request, or upgrade you to enterprise tiers without clear notice — all disputable under consumer protection law.

Utility and telecom billing errors

Business utility and telecom bills contain errors in roughly 1 in 4 accounts — incorrect rate classifications, demand charge miscalculations, and undisclosed fees.

Contract vs. invoice discrepancies

The rate on your contract and the rate on your invoice are often different. ShieldEngine™ compares both and flags every discrepancy with the exact contract clause that was violated.

How Warnvo Helps

Built for your workflow

Tools designed specifically for professionals who deal with billing disputes and consumer protection every day.

Contract-vs-invoice comparison

Upload your vendor contract and the invoice. ShieldEngine™ cross-references every line item against your agreed rates and flags every discrepancy automatically.

Dispute letters and demand notices

Generate professional dispute letters, chargeback requests, and formal demand notices — pre-populated with the specific overcharges, contract clauses, and applicable regulations.

Recurring vendor audit

Forward any invoice to [email protected]. ShieldEngine™ audits it and sends you a report within minutes — so you catch overcharges before you pay, not after.

Frequently Asked Questions

Start protecting your clients today

Free for individual consumers. Pro Business starts at $99/month.

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