Your home shouldn\u2019t cost
more than it has to.
Contractor markups, utility overcharges, HOA junk fees \u2014 ShieldEngine\u2122 catches them all and gives you a law-citing dispute letter ready to send.
What homeowners overpay for
These overcharges are common, often illegal, and almost always go unchallenged \u2014 because most homeowners don\u2019t know the rules.
Contractor material markups
Many contractors charge 30–50% above retail for materials. State law often caps markups — but they count on you not knowing.
Utility billing errors
Estimated meter reads, duplicate charges, and mystery fees appear on utility bills more often than utilities admit.
HOA fee increases without notice
HOAs must follow specific procedures before raising fees or levying fines. Many don't — and homeowners pay anyway.
Inflated home repair labor rates
Labor rates not disclosed upfront, work not completed, and parts billed at 4x retail are all disputable.
How ShieldEngine\u2122 protects homeowners
Three steps from bill to dispute letter \u2014 no legal knowledge required.
Forward or upload
Email your contractor bill, utility statement, or HOA notice to [email protected] — or upload it directly in the app.
ShieldEngine™ analyzes
Sunny triages your document and routes it to the right specialist — Sam for contractor bills, Samantha for HOA notices.
Dispute letter ready
You get a PDF dispute letter citing the exact statute violated, the amount in dispute, and the required response timeframe.
Your homeowner specialists
ShieldEngine\u2122 routes your bill to the agent who knows that exact area of law. You don\u2019t pick the agent \u2014 the system does.
Sam reviews contractor quotes, mechanic invoices, and home repair bills for work not done, parts marked up beyond reason, and warranty claims wrongfully denied.
Samantha reviews HOA notices, lease agreements, and real estate closing documents for illegal clauses, improper fee increases, and closing costs exceeding your loan estimate.
What we catch
Every finding is grounded in an actual statute or regulation you can look up yourself.
Simple, transparent pricing
Start free. Upgrade when you need more scans or dispute letters.
Frequently asked questions
Homeowner-specific answers about how ShieldEngine\u2122 works.
Protect your home budget.
Upload any contractor bill, utility statement, or HOA notice \u2014 ShieldEngine\u2122 tells you exactly what\u2019s wrong and hands you a ready-to-send dispute letter.
Scan Your First Bill Free \u2192No credit card required \u00b7 Free plan available
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