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Trust & Compliance

Built on Transparency.
Grounded in Law.

ShieldEngine™ cites real federal and state consumer protection laws in every analysis. Here's exactly what we cover and how we protect your data.

50+ Federal & State Laws Covered
Every Violation Cited by Statute
No Document Retention
GDPR & CCPA Compliant

Laws ShieldEngine™ Enforces

Every analysis cites the specific statute, section, and violation type — not vague "consumer rights" language.

FTC ActFederal Trade Commission Act

Prohibits unfair or deceptive acts and practices in commerce. ShieldEngine™ flags billing practices that may violate FTC standards.

FDCPAFair Debt Collection Practices Act

Protects consumers from abusive debt collection. ShieldEngine™ identifies potential FDCPA violations in collection notices and billing communications.

FCRAFair Credit Reporting Act

Governs credit reporting accuracy. ShieldEngine™ helps users identify errors in credit-related billing and dispute inaccurate charges.

TILATruth in Lending Act

Requires clear disclosure of loan terms and costs. ShieldEngine™ checks for hidden fees and undisclosed charges in financing agreements.

NSANo Surprises Act

Protects patients from unexpected medical bills. ShieldEngine™ analyzes medical bills for NSA violations including surprise billing and balance billing.

HIPAAHealth Insurance Portability and Accountability Act

Governs medical data privacy. Warnvo does not store medical document content beyond the analysis session.

CFPBConsumer Financial Protection Bureau Rules

ShieldEngine™ references CFPB guidance on mortgage fees, credit card billing, and financial product disclosures.

State Laws50+ State Consumer Protection Statutes

ShieldEngine™ covers state-level consumer protection laws including California's CLRA, New York's GBL § 349, Texas DTPA, and 47+ more.

How We Protect Your Data

Your documents are sensitive. We treat them that way.

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Data Encryption

All documents and analysis data are encrypted in transit (TLS 1.3) and at rest (AES-256).

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No Document Storage

Uploaded documents are processed and immediately discarded. We do not retain the content of your bills or personal documents.

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Session Isolation

Each analysis session is isolated. Your data is never shared with other users or used to train models.

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SOC 2 Aligned

Our infrastructure follows SOC 2 Type II security principles for availability, confidentiality, and integrity.

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GDPR & CCPA Ready

Users can request data deletion at any time. We honor all applicable data subject rights under GDPR and CCPA.

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No Data Selling

We do not sell, rent, or share your personal data with third parties for marketing purposes. Ever.

Our Privacy Commitments

We don't sell your data

Your personal information, billing documents, and analysis results are never sold to third parties, data brokers, or advertisers.

We don't retain your documents

Uploaded bills and documents are analyzed in memory and immediately discarded. We store only the analysis result and metadata you choose to save.

You control your data

You can delete your account and all associated data at any time from your account settings. We honor deletion requests within 30 days.

We're transparent about AI

ShieldEngine™ uses machine learning to identify patterns. We disclose what it can and cannot do. See our AI Transparency page for details.

Questions About Our Practices?

We're committed to transparency. If you have questions about how we handle data, which laws we cover, or how ShieldEngine™ works, reach out.

See also: Disclaimer · AI Transparency · Terms of Service