Warnvo.
Sign InCreate Account
How It WorksWhy Warnvo
PricingFAQ
FTCCompliant
CFPBAligned
FDCPAProtected
Get Started Free →

HOW IT WORKS

From bill to dispute filing in under 30 seconds.

ShieldEngine™ doesn't guess. It reads your document, cross-references it against consumer protection law, and tells you exactly what's wrong — and what to do about it.

Get Started Free →

THE PROCESS

Three steps. Thirty seconds.

STEP 01

Upload or Scan

Point your camera at any bill, receipt, lease, or contract — or upload a PDF. Hotel checkout in Tokyo. Medical EOB in Phoenix. Contractor invoice in Miami. Any document, any language, any format.

STEP 02

ShieldEngine™ Analyzes

The right ShieldEngine™ agent deploys for your document type. The Hotel Billing Agent runs for hotel bills. The Medical Billing Agent runs for EOBs. Each agent is trained on the specific laws, billing codes, and fraud patterns for its domain — not general knowledge. It cross-references every line item against FTC rulings, consumer protection statutes, and real market rates.

STEP 03

You Get a Result

Within seconds you receive a clear verdict: what was flagged, why it was flagged, and what law protects you. If something is wrong, ShieldEngine™ generates a legally-grounded dispute filing citing the exact statute — ready to send to the company, your credit card, or your state attorney general.

COVERAGE

What ShieldEngine™ Can Analyze

Bill Analysis
  • Hotel & resort bills
  • Medical EOBs and itemized hospital bills
  • Restaurant receipts and QR code bills abroad
  • Utility bills and subscription charges
  • Credit card statements
  • Contractor and vendor invoices
  • Auto repair estimates
Fraud & Scams
  • Fake QR codes and phishing links
  • SMS and email scam detection
  • Tip manipulation detection
  • Malicious link analysis
Contracts & Legal
  • Lease agreements
  • Service contracts and NDAs
  • Insurance claim denials
  • Employment offers
Financial Tools
  • Banking fee forensics
  • Payroll accuracy
  • Subscription leak detection

BUILT FOR YOU

Who It's Built For

Three audiences. Three dashboards. One system built for all of them.

Consumers

Everyday billing disputes — utilities, medical bills, subscriptions, contracts.

Travelers

Foreign bills, QR code safety, currency scams, and multi-language receipt storage.

Professionals

Attorneys, medical billers, property managers, and other professionals who review documents for clients.

COMMON QUESTIONS

Quick answers

What is ShieldEngine™?

ShieldEngine™ is Warnvo's proprietary analysis system — a set of 20+ purpose-built specialists, each trained for a specific document type, fraud pattern, and legal domain. It is not a general-purpose chatbot. It is an analysis engine built exclusively for consumer financial protection.

See full answer →

What kinds of documents can Warnvo analyze?

Hotel bills, medical EOBs, restaurant receipts, utility bills, credit card statements, contractor invoices, leases, service contracts, insurance claim denials, QR code bills abroad, and more.

See full answer →

Does Warnvo guarantee I'll get my money back?

No. Warnvo generates legally-grounded dispute filings based on applicable law. The outcome of any dispute depends on the company's response and the specific facts of your situation. What we can guarantee is that your letter will cite real law — not generic complaints.

See full answer →

See all questions
Compare all plans →