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For Families

Protect your family
from hidden fees.

Medical bills, subscriptions, school charges, household expenses — ShieldEngine™ catches overcharges across every bill your family gets and gives you a law-citing dispute letter ready to send.

What families overpay for

These overcharges are common, often illegal, and almost always go unchallenged — because most families don't know the rules.

Medical bill errors and surprise charges

Duplicate procedures, upcoded services, and balance billing that violates the No Surprises Act are common on hospital and ER bills.

Subscription creep and auto-renewals

Free trials that convert silently, annual renewals you forgot about, and services billed after cancellation add up to hundreds per year.

School and childcare fee overcharges

Activity fees, supply charges, and childcare billing errors often go unchallenged because parents assume the school got it right.

Telecom and utility billing errors

Cramming, unauthorized service additions, and rate increases without proper notice appear on cable, phone, and utility bills regularly.

How ShieldEngine™ protects families

Three steps from bill to dispute letter — no legal knowledge required.

STEP 01

Forward or upload

Email your medical bill, subscription charge, or utility statement to [email protected] — or upload it directly in the app.

STEP 02

ShieldEngine™ analyzes

Sunny triages your document and routes it to the right specialist — Maya for medical bills, Elena for subscriptions and telecom.

STEP 03

Dispute letter ready

You get a PDF dispute letter citing the exact statute violated, the amount in dispute, and the legally required response timeframe.

Sample ShieldEngine™ Finding — Medical Bill
Violation detected
Duplicate CPT code 85025 billed twice — same date of service, same lab panel
Amount in dispute
$1,200 duplicate lab charge
Recommended action
Dispute letter citing No Surprises Act § 2799B-6 — hospital must correct or justify

Your family specialists

ShieldEngine™ routes your bill to the agent who knows that exact area of law. You don't pick the agent — the system does.

Maya
MayaMedical Bills

Maya reads every line of your medical bill looking for duplicate procedures, upcoded services, and balance billing that violates the No Surprises Act.

Laws referenced
No Surprises ActBalance billing rulesCPT code standardsMedicare billing regulations
Example finding: Found a $1,200 duplicate lab charge on a routine blood panel — the same test billed twice under different CPT codes.
Elena
ElenaUtilities & Telecom

Elena catches unauthorized charges on your utility and telecom bills — cramming, service additions you didn't request, rate increases without proper notice, and billing after cancellation.

Laws referenced
FCC cramming regulationsState utility commission rulesFTC auto-renewal rulesTruth in Billing rules
Example finding: Caught $12.99/month in 'premium messaging' charges the customer never authorized — classic cramming violation.

What we catch

Every finding is grounded in an actual statute or regulation you can look up yourself.

Medical upcoding
Services billed at a higher code than performed
Duplicate charges
Same procedure billed twice on one statement
Subscription auto-renewals
Charges after cancellation or trial conversion
Telecom hidden fees
Cramming, unauthorized add-ons, mystery charges
Insurance overcharges
Balance billing, EOB errors, claim underpayments
Childcare billing errors
Fees not in your contract, duplicate charges
Utility rate mistakes
Wrong rate class, estimated reads, mystery fees
Pharmacy overcharges
Generic substitution errors, insurance billing gaps
Credit card junk fees
Unauthorized charges, fee disclosures not made
Streaming overbilling
Price increases without required notice
School supply fee errors
Charges not in the published fee schedule
Gym/club cancellation fees
Fees charged after legal cancellation window

Simple, transparent pricing

Start free. Upgrade when you need more scans or dispute letters.

Free
$0forever
3 bill scans per month
ShieldEngine™ basic analysis
Email forwarding ([email protected])
Violation detection with law citations
PDF dispute letter (1/month)
Community support
Get Started Free
MOST POPULAR
Pro
$19.99/month
Bill scanning included
All 20+ specialist agents
Dispute letters included
60+ language support
Email forwarding ([email protected])
Priority email support
Start Free Trial →

Frequently asked questions

Family-specific answers about how ShieldEngine™ works.

Your family deserves every dollar back.

Upload any medical bill, subscription charge, or household expense — ShieldEngine™ tells you exactly what's wrong and hands you a ready-to-send dispute letter.

Scan Your First Bill Free →

No credit card required · Free plan available