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ShieldEngine™ — Now in Beta

Stop Overpaying.
Fight Back in 60 Seconds.

Forward any bill, contract, or letter. ShieldEngine™ finds every violation, cites the exact law, and writes your response — ready in about 60 seconds.

Not a law firm · Results are informational only · Not legal advice

Forward it
Email your bill to [email protected]
Scan it
Take a photo of any bill
Upload it
Drag & drop any document
ShieldEngine™ does the rest
Dispute letter ready in 60 seconds
POWERED BY
FTC RulingsCFPB GuidelinesFDCPADOT RegulationsState Consumer Law

Live Detection Feed

Right now, someone is overpaying. It might be you.

These are real violations ShieldEngine™ catches every day — grounded in federal and state consumer protection law.

Live Feed
ShieldEngine™ Active
MEDICALUpcoded office visit from Level 3 to Level 5+$287
HOTELUndisclosed resort fee added at checkout+$58
AUTO REPAIRLabor rate 42% above regional average+$320
CELL PHONEEarly termination fee violates FCC ruling+$175
CONTRACTORMaterial markup exceeds 15% statutory limit+$890
RESTAURANTAuto-gratuity applied to party of 4 (state requires 6+)+$42
INSURANCEDuplicate deductible applied to single claim+$500
LEASEPenalty clause violates state tenant protection act+$1,200
MEDICALFacility fee billed without prior written notice+$842
HOTELDynamic currency conversion surcharge not disclosed+$27
DENTALBundled procedure billed as separate line items+$435
UTILITYLate fee exceeds state-regulated maximum+$38
AUTO REPAIRDiagnostic fee not disclosed before service+$189
CONTRACTORUnlicensed work billed at licensed rate+$1,450
MEDICALBalance billing on in-network provider+$1,100
HOTELMinibar restocking charge with no usage+$35
CELL PHONEUndisclosed administrative recovery fee+$12
INSURANCEOut-of-network billed as in-network denial+$2,300
LEASESecurity deposit deduction without itemized receipt+$875
VETERINARYMedication markup 300% above wholesale cost+$67
MEDICALUpcoded office visit from Level 3 to Level 5+$287
HOTELUndisclosed resort fee added at checkout+$58
AUTO REPAIRLabor rate 42% above regional average+$320
CELL PHONEEarly termination fee violates FCC ruling+$175
CONTRACTORMaterial markup exceeds 15% statutory limit+$890
RESTAURANTAuto-gratuity applied to party of 4 (state requires 6+)+$42
INSURANCEDuplicate deductible applied to single claim+$500
LEASEPenalty clause violates state tenant protection act+$1,200
MEDICALFacility fee billed without prior written notice+$842
HOTELDynamic currency conversion surcharge not disclosed+$27
DENTALBundled procedure billed as separate line items+$435
UTILITYLate fee exceeds state-regulated maximum+$38
AUTO REPAIRDiagnostic fee not disclosed before service+$189
CONTRACTORUnlicensed work billed at licensed rate+$1,450
MEDICALBalance billing on in-network provider+$1,100
HOTELMinibar restocking charge with no usage+$35
CELL PHONEUndisclosed administrative recovery fee+$12
INSURANCEOut-of-network billed as in-network denial+$2,300
LEASESecurity deposit deduction without itemized receipt+$875
VETERINARYMedication markup 300% above wholesale cost+$67

80%

of medical bills contain at least one error

— AAFP / Medical Billing Advocates of America

$1,300

average overcharge on hospital bills over $10,000

— NerdWallet Health Study

~60 sec

average ShieldEngine™ analysis time

Upload any bill or document — or just forward an email to [email protected] — and get a plain-English breakdown of what's wrong, what law covers it, and what to do next — in about 60 seconds.

No credit card required. No account needed for your first scan.

WHO'S ON YOUR SIDE

Your Team Is Already On It.

20+ specialists. Every bill type. ShieldEngine™ routes your bill to the specialist who knows that exact area of law.

Sunny
SunnyLead Specialist

Triage & Routing · Your Guide

Sunny reads your bill first — before anyone else. She identifies what type of document you've submitted, which laws apply, and routes it to the right specialist. Every time, in 60 seconds.

Maya
Maya
Medical
Marcus
Marcus
Debt
Jordan
Jordan
Scams
Sam
Sam
Home
Sofia
Sofia
Travel
Alex
Alex
Contracts
See All
20+ Specialists

Consumer Protection Intelligence

The only platform built to fight back on your behalf

Warnvo combines AI analysis, specialist agents, and automated dispute tools — so you never overpay again.

ShieldEngine™ AI20+ Specialist AgentsDispute Letter Generator95+ Language SupportEmail Forwarding

FORWARD ANY BILL

Forward Any Bill.
Get a Dispute Letter Back.

No app. No login. No forms.
About 60 seconds.

Scan Your First Bill Free →
Subject:FWD: My cable bill
Spectrum_Invoice_April.pdf
284 KB · PDF
ShieldEngine™~60 seconds
Unauthorized charge — $14.99/mo
Rate increase not disclosed
Base rate matches agreement
Dispute letter attached

HOW WARNVO WORKS

From bill to dispute letter — here's what happens.

No legal knowledge required. No forms to fill out. Just forward the bill.

1

Forward Your Bill

Email it to [email protected] or upload directly. Photo, PDF, screenshot — any bill, any language.

2

ShieldEngine™ Analyzes

20+ specialized agents. ShieldEngine™ picks the right one for your bill type — medical, hotel, telecom, contractor, and more.

3

Dispute Letter Ready

A law-citing dispute letter is generated and ready to send. Professional. Plain English. Under 60 seconds.

timer Average time: under 60 seconds

PRICING

One Engine. Two Paths.

Start free. Upgrade when you need more.

PRO

$19.99/mo

For individuals who want full protection on every bill.

  • Unlimited bill scans
  • All 20+ specialist agents
  • Dispute letters included
  • 95+ language support
  • Email forwarding ([email protected])
Get Started
MOST POPULAR

PRO BUSINESS

$99/mo

For professionals, advisors, and teams managing client bills.

  • Everything in Pro
  • Client folder management
  • Bulk upload & batch scans
  • White-label dispute letters
  • Priority support + dedicated agent
Get Started
50+ Federal & State Laws Covered
Every Violation Cited
~60 Second Average